Please read these Terms and Conditions ("Terms," "Terms and Conditions") carefully before using the website guardianshield-insurance.com (the "Site") operated by GuardianShield Insurance ("Company," "we," "us," or "our").
Your access to and use of the Site is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Site or our services.
By accessing or using the Site or our services, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Site or use our services.
You must be at least 18 years of age to use this Site. By using this Site and agreeing to these Terms, you represent and warrant that you are at least 18 years of age.
When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Site.
You are responsible for safeguarding the password that you use to access the Site and for any activities or actions under your password. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
You agree not to use the Site:
The information presented on the Site regarding insurance products and services is for general informational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the Site.
Insurance quotes provided through the Site are estimates based on the information you provide. Final premium rates and coverage are subject to underwriting review and approval. Not all applicants will qualify for coverage or for the rates quoted.
The terms and conditions of any insurance policy purchased through us are contained in the policy documentation, which will be provided to you upon policy issuance. In the event of any discrepancy between the information on the Site and your policy documentation, the policy documentation will govern.
The Site and its original content, features, and functionality are and will remain the exclusive property of GuardianShield Insurance and its licensors. The Site is protected by copyright, trademark, and other laws of both the United Kingdom and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of GuardianShield Insurance.
The Site may contain message boards, chat rooms, personal web pages or profiles, forums, bulletin boards, and other interactive features (collectively, "Interactive Services") that allow users to post, submit, publish, display, or transmit to other users or other persons (collectively, "post") content or materials (collectively, "User Content") on or through the Site.
Any User Content you post to the site will be considered non-confidential and non-proprietary. By providing any User Content on the Site, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns the right to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material.
You represent and warrant that:
You understand and acknowledge that you are responsible for any User Content you submit or contribute, and you, not the Company, have full responsibility for such content, including its legality, reliability, accuracy, and appropriateness.
Our Site may contain links to third-party websites or services that are not owned or controlled by GuardianShield Insurance.
GuardianShield Insurance has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that GuardianShield Insurance shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.
We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
Upon termination, your right to use the Site will immediately cease. If you wish to terminate your account, you may simply discontinue using the Site, or contact us to request account deletion.
In no event shall GuardianShield Insurance, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
Where permitted by law, our liability is limited to the amount you have paid to us for services provided.
Your use of the Site is at your sole risk. The Site is provided on an "AS IS" and "AS AVAILABLE" basis. The Site is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.
GuardianShield Insurance, its subsidiaries, affiliates, and its licensors do not warrant that:
These Terms shall be governed and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Site after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Site.
These Terms constitute the entire agreement between you and GuardianShield Insurance regarding our Site and supersede and replace any prior agreements we might have between us regarding the Site.
If you have any questions about these Terms, please contact us: